The largest P2P marketplace on Earth – Lending Club – is currently worth $7 billion and has seen it loan volume grow 20 percent per month every quarter of 2015 so far. And while LendingClub is the biggest – it is finding itself in an increasingly crowded marketplace .

Analysts say that by the end of 2015, person-to-person lending will drive roughly $77 billion in loan volume — 15 times more than the $5 billion it drove in 2012, Bloomberg reports And while that growth rate is astonishing, P2P lending growth overall is a mere .08 percent drop in a $96 trillion total lending bucket worldwide

The rapid growth of the P2P lending world is of concern to some.
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