Please be informed that from 2023-06-29 BLender Italy do not accept new investors and do not issue new loans. If you are our customer and you need additional information about payments, write us an e-mail. support.it@blender.loans

As a lender, in what cases would I be reimbursed for the money I deposited into the SafeGuard Fund?

A relative reimbursement for the money deposited to the SafeGuard Fund will be received in case the borrower has paid back the loan in full before the maturity date (early repayment), or if you sell your loan on ReBlend. Both as long as there is a sufficient balance in the Safeguard Fund.
No reimbursement will be received for loans paid on the maturity date (no early repayment event).


How does it work?

  1. If you want to sell back an existing loan, go to the “Lender Administration” page and click “Sell Loans.”
  2. Select the loans that you want to sell, and click “Sell Selected Loans.”
  3. The loans that you selected will be offered to other lenders who might be interested in buying them.

Is there anything like this elsewhere in the world?

There are only a few companies in the field of peer-to-peer lending that offer their customers’ a similar service. In the U.S.A, Lending Club and Prosper customers enjoy similar benefits, but buying and selling of loans takes place separately. In the U.K., Zopa lets lenders liquidate some of their investments, and the company sells some of the loans in the lender’s portfolio based on its considerations.


How many loans can I sell?

As many as you want. You can select a few loans to sell or all of them.


How many loans can I buy?

As many as you want. You can choose to buy as many existing loans as you like.


How much does it cost?

Selling loans incurs a fee of the sales price. The fee is stated before selling the loan. There is no fee for buying loans.


What are the benefits?

  1. High liquidity of your loan portfolio. The money is available to you at all times.
  2. Flexibility. Have a sudden, unexpected expense? You can sell the loans you gave at any time.
  3. Control. You decide which loans to sell and when.
  4. Confidence. Liquidity, flexibility and control increase the confidence of BLender’s lenders.

Why should I buy an existing loan?

If you are interested in lending for a shorter amount of time or at a different interest rate or different amount, it is worthwhile to step into the shoes of a lender who wants to sell (once you have checked the terms of the loan, that is). You get flexibility, convenience and control.


I put a loan up for sale, but I changed my mind – what do I do?

No problem. Go to the Lender Administration page or the Loan Sales page and click “Cancel” next to the loan in question.


I put a loan up for sale and received loan payments on it in the meantime – who gets that money?

You do, of course! The loan is yours until another lender buys it.